Data Privacy Statement


The protection of your personal data when we collect, process, and use these data during your visit to the homepage of Marcard, Stein & Co AG is very important to us. Your data is protected in compliance with legal regulations.

Protection of the data

We employ appropriate, technical, and organizational security measures to protect your data against manipulation, unauthorized access and other unauthorized use, as well as against loss, destruction, access, alteration, or distribution of your data by unauthorized persons. Web pages on which we collect personal data are encrypted and certified by institutions licensed for encryption certification. Additional security installations are in place for online banking. A firewall system prevents unauthorized access from outside.

Collection and processing of personal data

Every access to the Web pages and any retrieval of a file stored on these pages is recorded for internal system-related and statistical purposes. The following is recorded:

the name of the file accessed, the date and time of day when it is accessed, the transferred data volume, a notice of successful access, the Web browser, and the requesting domain. The IP addresses of the computers making the request are also recorded.

Data which is collected for this purpose is deleted after 14 days or anonymized for statistical purposes and deleted after four weeks.

Additional personal data is only collected if the user of the website supplies information voluntarily, for instance as part of a query or when registering for personalized services, or through the settings of his or her browser.

Data which has been recorded when the website accessed is passed on to third parties only to the extent that we are obliged to do so either by law or court decision, or if it is required in the event of attacks on our Internet infrastructure for purposes of legal action or prosecution. Data is not passed on for other purposes.

Access data and cookies

When using our websites, text data is activated which is stored on your hard-drive and which enables certain information to be provided to us. These data are so-called cookies and supercookies (generally, “cookies”). This storage helps us to improve the design of our digital offering and to make it easier for you to use. The cookies used by us cannot be assigned to particular individuals. With the activation of the cookies, an identification number is attributed. Your data are not allocated to this identification number.

Most of the cookies used by us are automatically deleted again from your hard-drive at the end of the browser session. Additionally, we also use cookies that remain on your hard-drive. In the event of another visit, it automatically recognises that you visited our website before and which entries and settings are favoured by you. These cookies are stored on your hard-drive and, after a certain period of time, are automatically deleted.
You can prevent the storage of cookies by activating the relevant settings on your browser; we would like to point out however that, under certain circumstances, the (uninterrupted) use of our digital offering or our financial services may then not be possible.

On-site targeting, re-targeting, and conversion tracking

On the basis of our legitimate interests according to GDPR Art.6.1(f), cookies are used within our digital offering to collect data for the improvement of the digital offering. This data is not used to identify you personally but serves solely an evaluation of the user behaviour under a pseudonym.
For this purpose, we have integrated the Matomo component to this internet site. Matomo is an open-source software tool for the gathering, collection and evaluation of data related to the behaviour of visitors to internet sites, which enable us to understand the origin of the visitors and clicks and are used by us for the optimisation of the internet site and for cost-benefit analysis of internet advertising.

In the context of this technical process, we gain knowledge of personal data, like the IP address of the person concerned, which serves, among other things, to help us understand the origin of the visitor and the clicks.

Matomo places a cookie in the IT system of the person concerned. Via the cookie, personal information like the access time, the location of the outgoing access, and the frequency of the visits to our internet site are stored. For each visit to our internet site, this personal data, including the IP address of the internet connection used by the person concerned, is transferred to our server and stored. We do not pass on this personal data to third parties.

As already mentioned, the person concerned can, at any time, prevent and thus permanently reject the placement of cookies by activating the relevant settings of the internet browser used. Such internet browser settings would also prevent Matomo from placing a cookie on the IT system of the person concerned. Additionally a cookie previously placed by Matomo can be deleted at any time via an internet browser or other software programme.

Furthermore, the person concerned has the option to reject and prevent the recording of data related to the use of this internet site generated by Matomo. To do so, the person concerned must activate the “Do Not Track” setting within the browser.
With the setting of the opt-out cookies, however, there is a possibility that the internet sites of the Data Controller may no longer be fully usable by the person concerned.
Further information and the relevant data protection provisions of Matomo can be accessed under:

In addition to Matomo, we use the "Google Analytics" service offered by Google Inc. (1600 Amphitheatre Parkway Mountain View, CA 94043, USA) to analyse website usage by users. This service also uses cookies. The information collected by the cookies is transmitted to a Google server in the USA and stored there.

IP anonymisation is used on our website. The IP address of the user is shortened within the member states of the EU and the European Economic Area. This shortening eliminates the personal reference of your IP address. Within the framework of the data commissioning agreement which the website operators have concluded with Google Inc., the latter uses the information collected to evaluate website use and website activity and provides services associated with internet use.

Here too, you have the option of preventing the cookie from being stored on your device by selecting the appropriate settings in your browser. It is not guaranteed that you will be able to access all functions of this website without restriction if your browser does not allow cookies.

Furthermore, you can use a browser plug-in to prevent the information collected by cookies (including your IP address) from being sent to and used by Google Inc.

The following link will take you to the corresponding plugin:

Further information and the applicable Google privacy policy can be found under 
and under 
Google Analytics is explained in more detail under this link:

Links to websites of other providers

To provide you with even more comprehensive information, our websites have links which refer to the websites of third parties. When these links are not clearly recognizable, we identify them as external links. We have no influence whatsoever on the content or design of the Web pages of other providers. Therefore the content of this Data Privacy Statement does not apply for these external providers.

Data protection notice according to the EU General Data Protection Regulation

In addition to these website-specific data protection notice, the Data Protection Notice pursuant to the EU General Data Protection Regulation also applies.


Contact: data protection officer

For further information regarding the treatment of personal data at Marcard, Stein & Co you can turn to the data protection officer of Marcard, Stein & Co AG:

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